There are some things you should do to make sure you’re getting the right life insurance cover for the cheapest price:
- Always tell your insurer about your medical history – if you don’t you may not be covered.
- Two separate policies for couples means cover will carry on if one partner dies.
- Non-smokers pay less for life insurance than smokers – so giving up could save you money and help in getting low cost life insurance .
- Shop around for cheap life insurance quotes – premiums vary and you could save lots of money.
- Choose the right policy and right amount of cover – check if you have cover already with your employment or mortgage – don’t pay for cover you don’t need.
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