Life and auto insurance are not generally the sort of topics that ignite conversation. Chances are, you have never read your insurance policy from cover to cover and if you brought up your latest insurance deductible on a daily basis, you may find yourself rapidly losing friends. However, there are some lesser-known forms of auto and life insurance that are screaming to be discussed. A number of them are new to the market and others are veterans in the insurance space. Here are five of the most unusual. (For more, check out Car Insurance Quotes online.)
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This is not an insurance created especially for those with a penchant for beach holidays. Rather, it is a unique program, launched in June by Heffernan Insurance Brokers, that offers coverage for participants of Burning Man. From the outset it sounds like an oxymoron. Burning Man is a weeklong communal artistic experience that occurs at the end of summer each year in Nevada's Black Rock Desert and culminates in the ceremonial Car Insurance Quotes online
Car Insurance Quotes online insurance program. Food truck purveyors originally had to piece together their own protection to cover food borne illness, fire and auto accidents. In order to develop that into one policy, Ortega developed the nation's first Mobile Food Vendor Insurance (MFVI). "Costs vary by state and region, but on average, premiums range from $2,500 to $3,500 for $1 million to $2 million general liability and $1 million auto liability, including physical damage on a stated amount basis," Ortega says.
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Car Insurance Quotes online While Progressive and Arbella's coverage only applies to cats and dogs, Chubb's customers can protect everything from their pet lizard to their exotic parrot. Chubb only draws the line at animals used for income generation such asCar Insurance Quotes online racehorses.
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Car Insurance Quotes online While Progressive and Arbella's coverage only applies to cats and dogs, Chubb's customers can protect everything from their pet lizard to their exotic parrot. Chubb only draws the line at animals used for income generation such asCar Insurance Quotes online racehorses.
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Body Parts Insurance
Entertainment companies Car Insurance Quotes online, television networks and sports teams may be tempted to insure the body parts of their star to account for any job-stopping injury, Over the years, a number of Car Insurance Quotes online celebrities have insured their own notable body parts. Singers Bruce Springsteen and Rod Stewart have insured their voices, Lloyds of London recently insured the smile of Ugly Betty star, Car Insurance Quotes online America Ferrera for $10 million and back in 1940, Betty Grable insured her legs for $1 million. However, you don't have to be a celebrity to Car Insurance Quotes online qualify for this type of insurance. Anyone who is willing to pay the premium can order specialty insurance.
Car Insurance Quotes online Kidnapping and ransom insurance is one of the Car Insurance Quotes online . It is largely aimed at those companies or individuals who are working in high-risk areas that tend to have high crime rates and a history of kidnapping workers. The coverage is designed to cover anything from a crisis response team and money spent on a ransom to medical expenses and counseling. However, with this coverage, the employee cannot know that it exists for them or the corporation, and if they do find out then the policy may be declared void. So you may have kidnap, ransom and extortion insurance, and not have any idea.
The Bottom line
This is only a small sampling of the baffling variety of unusual and specific insurance policies that cover most situations you can imagine. There are risks inherent in most, if not all, parts of our lives and we could all choose to cover ourselves entirely for every eventuality. Most people are covered comprehensively by their standard auto or life insurance, but there are always premiums that can be bought if you believe that your needs are not being met. (For more unusual insurance policies, read Car Insurance Quotes online.)
Entertainment companies Car Insurance Quotes online, television networks and sports teams may be tempted to insure the body parts of their star to account for any job-stopping injury, Over the years, a number of Car Insurance Quotes online celebrities have insured their own notable body parts. Singers Bruce Springsteen and Rod Stewart have insured their voices, Lloyds of London recently insured the smile of Ugly Betty star, Car Insurance Quotes online America Ferrera for $10 million and back in 1940, Betty Grable insured her legs for $1 million. However, you don't have to be a celebrity to Car Insurance Quotes online qualify for this type of insurance. Anyone who is willing to pay the premium can order specialty insurance.
Car Insurance Quotes online Kidnapping and ransom insurance is one of the Car Insurance Quotes online . It is largely aimed at those companies or individuals who are working in high-risk areas that tend to have high crime rates and a history of kidnapping workers. The coverage is designed to cover anything from a crisis response team and money spent on a ransom to medical expenses and counseling. However, with this coverage, the employee cannot know that it exists for them or the corporation, and if they do find out then the policy may be declared void. So you may have kidnap, ransom and extortion insurance, and not have any idea.
The Bottom line
This is only a small sampling of the baffling variety of unusual and specific insurance policies that cover most situations you can imagine. There are risks inherent in most, if not all, parts of our lives and we could all choose to cover ourselves entirely for every eventuality. Most people are covered comprehensively by their standard auto or life insurance, but there are always premiums that can be bought if you believe that your needs are not being met. (For more unusual insurance policies, read Car Insurance Quotes online.)
Car Insurance Quotes online
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