Life insurance: the danger of hip implants

Talking about low cost life insurance, the NHS has been alerted to new guidance on hip replacements, saying nearly 50,000 patients with "metal on metal" implants will require yearly checks over concerns they can seriously affect health.
The replacements have been linked to damage to muscles and bones as well as neurological issues, danger coming in the form of small metal ions made of cobalt and chromium which are believed to break away from the implants and leak into the blood which will make us concern about achieving low cost life insurance.
The alert, issued by the Medicines and Healthcare Products regulatory Agency (MHRA), mentioned a "small risk" of complications.
Around the UK, 49,000 citizens whose replacements have a 36mm-plus head diameter will require annual blood tests to check blood ion levels.
They will need the tests each year for as long as the implant lasts.
Anyone with signs of possible damage must also have annual MRI scans. Patients without symptoms might also need MRIs if their metal-ion blood levels are increasing to achieve the best low cost life insurance.