Liability Insurance Low cost life

Low cost life insurance

Unfortunately accidents do happen and if a third party becomes ill or injured as a result of your actions you could face an expensive personal injury claim. Courts can order Low cost life insurance sole traders and partnerships to pay damages to full the limit of their assets. And that could includLow cost life insurance e your home and your car.

Public liability insurance is an affordable way of covering your costs and safeguarding yourLow cost life insurance  business and private finances.

Low cost life insurance

Public liability is an umbrella term covering the dangers that your business might pose to the public. For Example: if you work in the catering trade and someone becomes ill after eating one of your products; they have a right to sue you for compensation. Similarly if you are a tradesman and accidently cause damage to a property that you are Low cost life insurance working on; then you could end-up in court.  In fact, list of potential liability and legal action is as broad as your imagination

Low cost life insurance

Public liability insurance will pay the legal costs of defending a claim made against you. If youLow cost life insurance  lose the case against you the insurance will also compensation and the claimant’s legal costs. Many public liability claims are settled out of court to avoid bad publicity, but insurance companies still pick-up the bill.

Low cost life insurance  is sold at differing levels of cover. Basic cover typically allows provision for £1 million and moves upwards depending on the riskiness of your business. So, if you are a roofer working at height or with heat; you can expect to pay more than a plasterer.

Limiting your liability

Like most insurance products, public liability is cheaper if you do not make a claim. So it makes sense for businesses to manage their risks, and that means working sensibly and considerately when you are on someone else’s premises.

Low cost life insurance:

• Low cost life insurance Assess and minimise any risks arising from their activities,

• Low cost life insurance Train employees on good health and safety practice and ensure they follow your safety code

• Low cost life insurance Regularly review health and safety policies to ensure they are up to date

• Low cost life insurance Keep all equipment regularly serviced and maintained

Low cost life insurance.